3:33 PM
US A MA
I have recently took UBL's Internet Wiz card by too much searching & visiting more than 8 branches.UBL is not giving this card easily and is making fool to customers. Every branch is speaking lie that they don't have stationary items right now & they have e-mailed it to head office for further cards ,so kindly visit another branch.
I asked before using this card for online shopping (International Transaction) from customer officer that is there any other charges other than price of goods like interest or something else of UBL on WIZ INTERNET CARD..Like if you will buy from Credit card of any bank it will cost you 2% of transaction amount.But officer told me that there is no charges of UBL INTERNET WIZ CARD on using it for shopping online internationally, all charges and cost belongs to merchant only, same thing were told me by UBL CSR (Call center Representative). However on the website of UBL they clearly show that on RS.250 & higher transaction 3% of transaction amount tax from UBL will applicable.So I think that if I 'll do Rs.1000 transaction it will cost me only 30 RS. but when I did transaction which was $6.84 from Godaddy UBL Debited my account to RS.926.The prevailing exchange rate is around Rs.91-92.Let consider Rs.92 so It should not cost me more than RS.630 and if we will plus charges it should not cost more than Rs.20 but UBL charged me Rs.300 which is 50% of total transaction.And it comes to my knowledge after reading some discussion online that it will charge me Rs.300 every time I will do international transaction.If it is this than what is cool behind this sucking card.The simplest thing is to open a bank account in any commercial bank which gives you VISA DEBIT CARD 600+ tax / year.It will not cost you any further sucking charges in shape of "Transaction charges" or "session charges".UBL should tell every customer facts behind their fucking scamming campaign or they should close this service as soon as possible.
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28 comments:
Hi, first of all UBL Wiz Card is not a scam it is good service for those who can't afford Credit cards especially students. No other bank in Pakistan provides online shopping on their debit cards except UBL. Man you are either misguided or mislead. Yes, there is no charges from UBL but but 3% OR Rs. 300 which one is greater is applied as a POS purchase tax which means at-least 300 tax will applied when you do a transaction. For example in your case 6.84 USD = 622.440 PKR and applying 300 tax Final total: 922.44 PKR
UBL has clearly mention about POS purchase tax on their website
https://www.ubldirect.com/corporate/BankingServices/CardProducts/UBLWiz/FeeStructure.aspx
Another thing if you can afford credit card go for it because credit card is more safer then debit card for online shopping.
e.g MCB or Bank Alfalah
@faisal i think you are UBL employer....lol
yes they are robbers...now i came to know whole drama....if you spend 300 + the transaction fees is 300 RS or 3% but whichever is higher....in simple words the amount which will higher most...its common sense that in Rs.1000 shopping 3% will be just RS.30 so they will still deduct 300 so when we will reach RS.10000 shopping the 3% Will be 300 so it is the point you are in "EQUILIBRIUM" so if you will shop more they will deduct 3% coz now 3% will be definitely more than 300....SEEDHI BAAT NO BAKWAS...UBL YOU SUCKS :(
Hi,
@Usama, you were lucky that you have transferring on Godadd. in my case and the latest update, there card no more usable on internet. They just make fool to peoples.
@ Faisal, You are a UBL agent. don't favor, they didn't increase your salary to lie. the Wiz internet card service is a scam that must be actionable by National Anti Bureau soon. i already fill the complain form against Your Bank hope NAB soon take action against your scam.
Read the whole story about URBL Scam and how they treat their customers. http://www.fun2friend.com/topic/65182-use-free-internet-on-telenor-gprs-activated-sim/
Sorry for wrong URL: here is original http://www.fun2friend.com/topic/65976-beware-of-ubl-visa-prepaid-card-scam-service/
Hi,
@Usama, you were lucky that you have transferring on Godadd. in my case and the latest update, there card no more usable on internet. They just make fool to peoples.
@ Faisal, You are a UBL agent. don't favor, they didn't increase your salary to lie. the Wiz internet card service is a scam that must be actionable by National Anti Bureau soon. i already fill the complain form against Your Bank hope NAB soon take action against your scam.
The Most important thing is that you have an option to pay online. It will save your time. No service is provided free of cost. if you go for a demand draft in USD then you will pay more than Rs 300 plus time waist plus traveling. So It is good service
I Have a website, for which I bought 3 types of WIZ cards, 1 was ACCA Wiz Card, 2 Was Ladies Wiz Card and 3 was the internet wiz card. And the intention behind these was to use them in facebook for advertising my websites. But believe me non of them worked. THESE CARDS are total scam!
UBL is a Bank of fraudsters. Middle management employees dont know nothing. It is the top who know that in Pakistan a common middle class person has no rights so they simply make easy money. Pathetic organization. Not only these cards but it seems they have put in people specially to defraud customers. I had their UBL cash line card since 2005. I had had been making payments since last 7 years on time. They stopped sending me statement in Jan 2012 and i started lodging complaints and wrote letters to them. I started making my payments on guess work and kept writing to them. THen i stopeed using the card. But nobody contacted me from UBL. After 4 months i stopped making any payments. The very next month they called for payment. I asked them about statement and it was a huge balance of more than one lac. All my limit had been utilized. I confronted them and they said YOU HAVE TO PAY. To hell with you Sucking Organization. What would you do. Infact a campaign is going on at Facebook where by telling stories people are telling the world how pathetic this organization is.
Well I went to the UBL branch for UBL Wiz card for online transaction, I told them the same and what I get UBL traveler Card instead of UBL internet card, I was not aware of this though, later after research found that this card is not for online shopping etc.. So this is how UBL is dealing with its clients..
Notice
WHAT HE SAY is absoultly true
i made my acca fee payment today 05-march-2013
at 10pm rate at 10pm was 148.2 pkr per pound if i include your 3 percent charges it would be 152.6 for 233 pounds
would charge me 35570
actually charged me 36300
a diffirence of nearly 800 its more than 4% fuck them UBL assholes
the rate turned out to be 155.8 i am so angry
All I know is currently Standard Chartered is best for all VISA POS transaction online.They don't charge single penny in the name of transaction fee or International Visa charges
Went to the UBL internet wiz card today and visited 3 distant branches. No one had the wiz card.. what a rubbish service they are providing ?
Recently i have received UBL WIZ Internet card from their stall in education expo at expo center karachi, They (UBL) are so insecure that are not even registering my card and issuing PIN, despite of my several follow ups, Being grieved i searched over internet , and by reading this blog i have realized that this "ubl wiz internet card'" is a really a scam.
Bilkul theek likha hai..ubl waley harami chor hain
UBL WIZ Card internet transaction Example
Purchase of USD 10/- Dollar Rate = 98.0 (13-03-2014)
10 + 4.06% (3.5%+16%) = 14.06 x 98 = 1377.88 + (3% or 300 which ever is greater in this case 300)
1377.88 + 300 = 1677.88
3.5% = Foreign transaction charges
16 % = Federal Excise Duty
300 or 3% = UBL special charges
i hope thats the complete story....
ubl harami ha please Avoid UBL
you are right...Every branch is redirecting its customer to another branch..
Outcomes: IDs disabled
No Cards
And if you get card after all hassle ...they will ask for Proof of income.
Bullshit why you have written "Any NIC holder can get this card"
If some one get income by tuition or Online freelancing than how could he/she will give any proof of Income for these sucking cards.
I suggest every one plz write complain to Banking Mohtasib and SBP
Aoa i m sara faisal public user of ubl wiz crd i use it n do my transactioon i have atm facility on same crd they are not scamer dont blame any one if u dont know any thing i use it n do international transaction they dont charge extra except ur shoping amount its good n convenient go for it. No issue with crd or bank.
Sara this blog has written in 2012 when they charged 300 or 3% which ever was higher....now their branch staff is still troubling customer by not issuing Wiz card...you are lucky one..so CONGRATULATIONS
I call UBL and reuest to activate an internet session, they deduct 116 pkr for session. Then i tried to purchase a domain from godady and transaction failed, i tried even 100 time, i contacted UBL CSR and he said every thing is OK and we donot recive any payment request, then i contact godady, they clearly said other party refuse payment. I was totally failed in buying.
after several days, i thought its better to check on internet whats the issue is, very disappointed by reading here and several other blogs about UBL. I would believe in these authors as UBL CSR don't have any answers to transaction failure.
Sara please tell which type of wiz card you have?
AssalamoAlaikum , I am clearing before any comment that I am not a UBL Employee , I am using UBL WIZ internet card for about a month but there's nothing like above mentioned , I Have made upto 20 transactions, But the charges were same as they told me before I got my card , UBL Contact Center told me that they charges 3.5% on every transaction if in PKR or USD but if any other currency they charges 7% , I have made many transactions above 300 and 2000 PKR But the charges were same , The thing is the Purchasing rate of USD is high about it cost me 105. something PKR for 1 USD , But I guess its quite fair . No extra 300 Rs. charged or any other hidden charges, For Example My Recent transaction was Rs.724 (I Did not remember how many USD but it was 6 + USD) The total charges were 750 rs., 724rs. was the merchant charged and 26 Rs. were UBL Charges which is 3.5% of 724Rs. so I guess its pretty fair deal UBL is providing . I am a student and No other bank was ready to allow me a credit card as they need NTN and A salaried person for Credit Card so I go for Wiz internet Card . I got it same day I visited UBL Bank and got it activated with in 15 hours. I also paid to fb through this card for ads charges were same . And Wallah I am not a UBL Employee . I am their client from about a month or may be less then a month. Sorry , I am not good at english.
Is it now workn corctly r nt?
Now what about this card...? Ab b chakar tu mujha ahsa e lgwya ha... k ID kh prblm ha g... email kr d ha g... fala fala... now tell me k mah as a just postpaid card and 2ndly national or kbhi zrorot prha tu international online payment krna k lya use kro ya ni?
best way of doing it : try to chose well reputed online ubl branch (main branch if possible), while getting card pay extra amount to deposit confirming your account opening. wait for 24-48 hours for nadra CNIC authentication.after that activate your card and while purchasing chose hours which are off-peak(banking off-peak time) or otherwise not heavily crowded days like salary days which put pressure on banking network.. which means try not to purchase online anything between 9am-4pm. avoide on mondays and fridays and on 1-5th of every month, try to locate time period of lowest banking activity.. All will work fine.. and for charges lets just say they took it insteat of bike fuel,time waste,pollution,heat or cold or fare you will waste in traceling to pay same amount....
Now, they are not charging Rs.300 or 3% whichever is high ...Might be they are covering VISA amount from Exchange Rate....But problem associated with Wiz Card is quite same as it was in the time when this blog had written ...like "No ID" "No Wiz Card right now in the branch, we 've e-mailed to HO" e.t.c
I think everyone who visited any UBL branch and got rejected should comment his/her story with reference of Branch name & Code.
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