3:33 PM
US A MA
I have recently took UBL's Internet Wiz card by too much searching & visiting more than 8 branches.UBL is not giving this card easily and is making fool to customers. Every branch is speaking lie that they don't have stationary items right now & they have e-mailed it to head office for further cards ,so kindly visit another branch.
I asked before using this card for online shopping (International Transaction) from customer officer that is there any other charges other than price of goods like interest or something else of UBL on WIZ INTERNET CARD..Like if you will buy from Credit card of any bank it will cost you 2% of transaction amount.But officer told me that there is no charges of UBL INTERNET WIZ CARD on using it for shopping online internationally, all charges and cost belongs to merchant only, same thing were told me by UBL CSR (Call center Representative). However on the website of UBL they clearly show that on RS.250 & higher transaction 3% of transaction amount tax from UBL will applicable.So I think that if I 'll do Rs.1000 transaction it will cost me only 30 RS. but when I did transaction which was $6.84 from Godaddy UBL Debited my account to RS.926.The prevailing exchange rate is around Rs.91-92.Let consider Rs.92 so It should not cost me more than RS.630 and if we will plus charges it should not cost more than Rs.20 but UBL charged me Rs.300 which is 50% of total transaction.And it comes to my knowledge after reading some discussion online that it will charge me Rs.300 every time I will do international transaction.If it is this than what is cool behind this sucking card.The simplest thing is to open a bank account in any commercial bank which gives you VISA DEBIT CARD 600+ tax / year.It will not cost you any further sucking charges in shape of "Transaction charges" or "session charges".UBL should tell every customer facts behind their fucking scamming campaign or they should close this service as soon as possible.
